Friday, August 7, 2009

I'm pregnant and quitting my job. Will Cobra cover the rest of my prenatal care and delivery?

I've already seen a doctor once for prenatal care. As far as I understand it, Cobra is an extension of my current health care plan. I'm starting a new job in another state and won't qualify for health insurance until after the baby is due.
I'm pregnant and quitting my job. Will Cobra cover the rest of my prenatal care and delivery?
JL -





Thanks. We the taxpayers enjoy paying for your kid.


Why did you get pregnant if you cannot afford to take care of it.





bldrdr-





COBRA should cover your costs ..but as was said, it is expensive. You are probably looking at $800 - $1,000 a month (estimate)
Reply:You should apply for Medicaid. Cobra is so expensive, you have to pay almost what your company pays for you to have insurance plus administrative fees. I already was paying $180 a month when I was employed and then with Cobra is was over $600 a month.





If you apply for Medicaid you won't be denied (maybe if you make too much money). I applied and got accepted in two weeks. They should make a rush on your application since you are pregnant. I am not sure what state you should apply for it, now or when you move.





If you still not wanting Medicaid or don't get accepted you could probably find insurance with maternity coverage for an individual and it would be less than Cobra. Also an insurance company can't deny you since your pregnant, its not considered a predisposed issue.





Hope that Helps!!
Reply:I would apply for medicaid. I am in the same situation only I am quitting to be a stay at home mom. I just got accepted for medicaid and I haven't stopped working yet. good luck. if you have questions you can e-mail me. jacquelinelittle@yahoo.com
Reply:Your company has to offer you cobra when you quit, but it something you will pay out of pocket for, and can be very expensive.

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